Credit, debit card rules will change from July 1st, New credit card rules

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क्रेडिट कार्ड का उपयोग एक वर्ष से अधिक समय से नहीं किया गया है, तो कार्ड जारीकर्ता ग्राहक को सूचित करने के बाद कार्ड को बंद करने की प्रक्रिया शुरू करेंगे।

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यदि कार्डधारक 30 दिनों के भीतर जवाब नहीं देता है, तो कार्डधारक द्वारा सभी देय राशि के भुगतान के अधीन जारीकर्ता द्वारा कार्ड खाता बंद कर दिया जाएगा।

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डेबिट कार्ड केवल उन्हीं ग्राहकों को जारी किए जा सकते हैं जिनके पास बचत बैंक और चालू खाते हैं।

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लोकपाल योजना शिकायतकर्ता के समय की हानि, उसके द्वारा किए गए खर्च, उत्पीड़न और मानसिक पीड़ा के लिए मुआवजा प्राप्त करने में आपकी सहायता करेगी।

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स्पष्ट सहमति प्राप्त किए बिना क्रेडिट कार्डधारकों को अवांछित ऋण या अन्य क्रेडिट सुविधाएं प्रदान नहीं की जाएंगी।

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बैंकों को अर्ध-वार्षिक आधार पर डेबिट कार्ड के अपने परिचालन/निर्गम operations/issue of debit cards की समीक्षा करने की आवश्यकता है।

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कार्ड जारी करने से क्रेडिट कार्ड को एकतरफा अपग्रेड नहीं किया जाएगा और न ही क्रेडिट सीमा बढ़ाई जाएगी। इसके लिए कार्डधारक की स्पष्ट सहमति आवश्यक है।

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